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1. |
How often do the classes meet? Classes are usually held once per week for 13 consecutive
weeks. Except for major holidays.
Check with our schedule for class dates & times. |
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2. |
How long is each class session? Each class session typically lasts two hours. |
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The first hour consists of financial teaching
by Dave Ramsey via video.
- The second hour consists of small group discussion, which
will allow you to apply the principles to your daily life.
- The group's members will
help to hold each other accountable and support each other during the process of
transforming your finances and your future. The small group discussions are crucial
because when it come to personal finances, it's 80% behavior and 20% knowledge!
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3. |
When is your next class? Please see the Class Schedule. |
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4. |
Will FPU cost me anything?
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If you have an FPU Membership kit |
Your FPU membership kit provides you with a lifetime membership for you & your
spouse and any teenage children. The class will not cost you anything.
NOTE: You need to bring your
book to the first session of class. |
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If you do not have an FPU Membership kit |
You will need to purchase an FPU membership kit. |
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5. |
How much does the kit cost? Currently we charge $98 for each kit which
covers our cost of the kit plus the shipping & handling. |
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6. |
What's in the kit?
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The Financial Peace University Member Kit includes:
Financial Peace University Workbook
13 life-changing lessons designed to be worth $2,000-$3,000 in information and education!
All 13 Lessons on CD
Listen to the lessons anytime, or use them as a refresher once you've completed
the program
Dave's best-selling book, Financial Peace Revisited
Over a million have benefited from these solid financial principles of common-sense
money management
Financial Peace University Envelope System
Easy cash management envelope system
Budgeting Forms
Complete set of monthly budgeting forms and examples
Financial Peace University Bonus CD
Includes financial calculator, screen saver and more!
Two Debit Card Holders
Helps you stop busting your budget!
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7. |
What are the subjects covered in each lesson?
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Lesson 1:
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Super Savers Teaches the importance of saving money and how to get the best return
on your money.
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Lesson 2: |
Cash Flow Planning Will teach you step-by-step how to put together a zero-based
monthly budget and walk through how to complete all of the financial management
forms with samples included.
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Lesson 3: |
Relating with Money Is about the importance of working together in relationships
and how we handle money. |
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Lesson 4: |
Buying Only Big, Big Bargains Teaches Dave's personal techniques on how to negotiate
and get the very best deals when buying something. |
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Lesson 5: |
Dumping Debt Teaches how to get out of debt and stay out of debt.
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Lesson 6:
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Understanding Investments Teaches the difference between stocks, bonds, mutual funds,
CDs, annuities, and where you can get the very best return on your hard-earned money. |
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Lesson 7: |
Understanding Insurance Will help you learn the types of coverages you need when
it comes to health insurance, homeowner and car insurance, life insurance, and disability
insurance. |
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Lesson 8: |
Retirement and College Planning Teaches about the new Roth IRA, about how much to
put into your SEPP and 401(k) or 403(b) plans and how to best fund your child's
college education. |
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Lesson 9: |
Buyer Beware Warns you about how you are being marketed to and teaches you the keys
to developing the power over purchases. |
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Lesson 10: |
Real Estate and Mortgages Will teach you the best way to buy and sell a house, the
difference between a 15- and 30-year mortgage, and the best ways to finance a home. |
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Lesson 11: |
Careers and Extra Jobs Teaches the importance of doing with your life that which
you love. |
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Lesson 12: |
Collection Practice and Credit Bureaus Teaches you how to check and clean up your
credit report and deal with collection agencies. |
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Lesson 13: |
The Great Misunderstanding Teaches you the importance of being a good manager over
the blessings you have been given and to share them |
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8. |
Can I get any additional assistance if I need it from The Lampo Group, Inc.? Yes!
All coordinators and FPU members can call the office at 1.877.FPU.COOR or 1.888.227.3223
at any time for additional assistance. If the question is short and simple, one
of our phone advisors will be glad to answer it free of charge. However, if it is
a more detailed and complex question that requires a trained counselor's assistance,
phone counseling or one-on-one counseling is available through a network of trained
counselors. For more information on counseling, see the financial counseling section
of our Web site. |
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9. |
Who benefits from this program? Everyone truly benefits from this program! Regardless
of your age (be it 21 or 61), regardless of your income (be it $12,000 or over $100,000
per year), and regardless of your marital status, YOU can benefit from FPU!
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10. |
Are there refunds if I do not like the program? The guarantee is simply this - "If
you do it, it works! I you don't do it, it won't work!" If you will work the program,
you won't want your money back. If you don't work the program, you don't get your
money back.
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